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May 26, 2006, Newsletter Issue #60: Spend less than you earn
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Tip of the Week
But how? Pay yourself first. Deduct 10% off the top of your income and deposit it into your investment account Convert all your credit cards, except one, to debit cards so it is impossible for you to go into debt. Then live on whatever is left over. Invest the difference. Invest your 10% surplus into investments that can earn at least 10%. A dollar a day invested at 10% interest becomes a million dollars in 56 years. In other words, anyone can become a millionaire by investing only a dollar a day- $30 a month. If you want to become a millionaire faster, then invest more money or find ways to make your money grow at higher rates of return.
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